Constitution three branches of government: a legislature defines the bicameral Congress, an executive and a judiciary headed by Supreme Court held the president. The Constitution defines the powers and duties of each branch. All concerned states and the people listed in the Constitution that reserves powers, so the foundation of a federal system of government. In the summer of 2009, seasonally adjusted S & P / Case-Shiller index rose for the first time in nearly two years. May 2009, by more than 3% since the quota has increased, suggesting that an end needs to be a trend in U.S. home prices to correct. However, see Standard & Poor's ratings services to the mortgage crisis is far from being over. The burden of families towards the settlement issue and low property prices are much missed. As the current shadow list "(including all debts country [REO]) not only troubled mortgage is probably about 33 months? Or three years? Settlement to disable the current price. Additionally, we believe that this conservative estimate, since it does not take any credit, yet strong indication of trouble until the default date and future expansion will also show housing glut. However, we believe the near future due to weak economic environment , distressed residential property values and resulting in a decline in the supply of mortgage financing that additional borrowing actually default.

We believe that recent investment in property prices in the supply of foreclosed homes on the market is the result of a temporary contraction. The temporary narrowing it so that administrators judicial foreclosures short delay, the service portfolio is completed and put political pressure on borrowers in their homes. However, there are objects which delinquent borrowers to foreclosure, but not yet completed a rapid increase of the shadow list. In general, it is our view that recent reports on housing a positive sign that the unrest will be interpreted as a slowing housing market should not be considered, but the temporary supply of homes on the market should be held accountable for.

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